We're writing to all of our contracted out customers during January 2009 to ask them whether or not they want to remain contracted out. These pages are designed to help the customers we've contacted to understand contracting out of the State Second Pension (S2P).
The decision whether or not to stay contracted out of S2P should be reviewed each year and we are obliged to ask our customers this every year, even if in previous years they have advised us that they wish to remain contracted out.
The clock is ticking - we need to receive your decision by the end of February 2009. If we don't get this in time, we may not be able to carry out your instruction.
Please note, that if you do wish to contract back in, the earlier you advise us the better. It can take up to a week for Standard Life to process your request.
Find out more about contracting out.
